The talents mentioned in this text are actually a measure of weight, 75 pounds, and not “gifts,” although these are a part of that which God has entrusted to us. Notice that each of the slaves was given “according to his abilities.” God does not give us tasks which He does not also give us the ability to handle. Note also that He expects us to use what He gives us in order to get more for Him.
The word slave should remind us that it is not up to us to choose the agenda, nor to choose to be lazy. We are to serve Him daily. We serve Him by serving others. Burying what He has given us is not an option. This would lead to being cast into the outer darkness, a place where there is weeping and gnashing of teeth. Service to Him will keep us in the light, where there is the opposite: joy in the Lord!
You do not know when He is returning for you, so you’d best life your life so that He finds you serving him when He returns, rather than goofing off. It’s your choice. What will it be?